LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,114
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,610
−HK$1,521/mo
Today · 4.125%
HK$51,131
baseline
▲ 0.50% · 4.625%
HK$54,242
+HK$3,111/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,262/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,526
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,961
−HK$1,457/mo
Today · 4.125%
HK$56,418
baseline
▲ 0.50% · 4.625%
HK$59,392
+HK$2,974/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,836/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,736
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,532
−HK$1,825/mo
Today · 4.125%
HK$61,357
baseline
▲ 0.50% · 4.625%
HK$65,090
+HK$3,733/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,714/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,231
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,954
−HK$1,747/mo
Today · 4.125%
HK$67,701
baseline
▲ 0.50% · 4.625%
HK$71,270
+HK$3,569/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,402/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,359
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,454
−HK$2,129/mo
Today · 4.125%
HK$71,583
baseline
▲ 0.50% · 4.625%
HK$75,939
+HK$4,356/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,166/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,936
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,946
−HK$2,039/mo
Today · 4.125%
HK$78,985
baseline
▲ 0.50% · 4.625%
HK$83,148
+HK$4,163/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,970/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,605
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$89,298
−HK$2,737/mo
Today · 4.125%
HK$92,035
baseline
▲ 0.50% · 4.625%
HK$97,636
+HK$5,601/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,070/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,347
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$98,931
−HK$2,621/mo
Today · 4.125%
HK$101,552
baseline
▲ 0.50% · 4.625%
HK$106,905
+HK$5,353/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,104/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,011 · Scale 2, in force from 26 Feb 2026)