LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,114
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,611
−HK$1,520/mo
Today · 4.125%
HK$51,131
baseline
▲ 0.50% · 4.625%
HK$54,243
+HK$3,112/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,262/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,526
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,962
−HK$1,456/mo
Today · 4.125%
HK$56,418
baseline
▲ 0.50% · 4.625%
HK$59,392
+HK$2,974/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,836/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,737
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,533
−HK$1,825/mo
Today · 4.125%
HK$61,358
baseline
▲ 0.50% · 4.625%
HK$65,091
+HK$3,733/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,716/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,232
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,954
−HK$1,748/mo
Today · 4.125%
HK$67,702
baseline
▲ 0.50% · 4.625%
HK$71,271
+HK$3,569/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,404/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,360
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,455
−HK$2,129/mo
Today · 4.125%
HK$71,584
baseline
▲ 0.50% · 4.625%
HK$75,940
+HK$4,356/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,168/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,937
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,947
−HK$2,039/mo
Today · 4.125%
HK$78,986
baseline
▲ 0.50% · 4.625%
HK$83,149
+HK$4,163/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,972/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,605
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$89,299
−HK$2,737/mo
Today · 4.125%
HK$92,036
baseline
▲ 0.50% · 4.625%
HK$97,637
+HK$5,601/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,072/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,348
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$98,932
−HK$2,621/mo
Today · 4.125%
HK$101,553
baseline
▲ 0.50% · 4.625%
HK$106,906
+HK$5,353/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,106/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,031 · Scale 2, in force from 26 Feb 2026)