LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,119
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,616
−HK$1,521/mo
Today · 4.125%
HK$51,137
baseline
▲ 0.50% · 4.625%
HK$54,248
+HK$3,111/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,274/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,532
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,968
−HK$1,456/mo
Today · 4.125%
HK$56,424
baseline
▲ 0.50% · 4.625%
HK$59,398
+HK$2,974/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,848/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,743
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,539
−HK$1,825/mo
Today · 4.125%
HK$61,364
baseline
▲ 0.50% · 4.625%
HK$65,098
+HK$3,734/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,728/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,238
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,961
−HK$1,748/mo
Today · 4.125%
HK$67,709
baseline
▲ 0.50% · 4.625%
HK$71,278
+HK$3,569/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,418/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,367
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,462
−HK$2,129/mo
Today · 4.125%
HK$71,591
baseline
▲ 0.50% · 4.625%
HK$75,947
+HK$4,356/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,182/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,945
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,955
−HK$2,039/mo
Today · 4.125%
HK$78,994
baseline
▲ 0.50% · 4.625%
HK$83,158
+HK$4,164/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,988/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,614
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,309
−HK$2,737/mo
Today · 4.125%
HK$92,046
baseline
▲ 0.50% · 4.625%
HK$97,647
+HK$5,601/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,092/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,358
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,942
−HK$2,622/mo
Today · 4.125%
HK$101,564
baseline
▲ 0.50% · 4.625%
HK$106,917
+HK$5,353/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,128/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,249 · Scale 2, in force from 26 Feb 2026)