LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,120
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,616
−HK$1,521/mo
Today · 4.125%
HK$51,137
baseline
▲ 0.50% · 4.625%
HK$54,249
+HK$3,112/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,274/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,533
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,968
−HK$1,457/mo
Today · 4.125%
HK$56,425
baseline
▲ 0.50% · 4.625%
HK$59,399
+HK$2,974/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,850/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,743
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,540
−HK$1,825/mo
Today · 4.125%
HK$61,365
baseline
▲ 0.50% · 4.625%
HK$65,098
+HK$3,733/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,730/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,239
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,962
−HK$1,748/mo
Today · 4.125%
HK$67,710
baseline
▲ 0.50% · 4.625%
HK$71,279
+HK$3,569/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,420/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,367
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,463
−HK$2,129/mo
Today · 4.125%
HK$71,592
baseline
▲ 0.50% · 4.625%
HK$75,948
+HK$4,356/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,184/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,946
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,956
−HK$2,039/mo
Today · 4.125%
HK$78,995
baseline
▲ 0.50% · 4.625%
HK$83,159
+HK$4,164/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,990/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,615
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,309
−HK$2,738/mo
Today · 4.125%
HK$92,047
baseline
▲ 0.50% · 4.625%
HK$97,648
+HK$5,601/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,094/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,359
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,943
−HK$2,622/mo
Today · 4.125%
HK$101,565
baseline
▲ 0.50% · 4.625%
HK$106,918
+HK$5,353/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,130/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,271 · Scale 2, in force from 26 Feb 2026)