LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,121
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,617
−HK$1,521/mo
Today · 4.125%
HK$51,138
baseline
▲ 0.50% · 4.625%
HK$54,250
+HK$3,112/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,276/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,534
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,969
−HK$1,457/mo
Today · 4.125%
HK$56,426
baseline
▲ 0.50% · 4.625%
HK$59,400
+HK$2,974/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,852/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,745
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,541
−HK$1,825/mo
Today · 4.125%
HK$61,366
baseline
▲ 0.50% · 4.625%
HK$65,100
+HK$3,734/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,732/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,240
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,963
−HK$1,748/mo
Today · 4.125%
HK$67,711
baseline
▲ 0.50% · 4.625%
HK$71,280
+HK$3,569/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,422/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,369
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$69,464
−HK$2,129/mo
Today · 4.125%
HK$71,593
baseline
▲ 0.50% · 4.625%
HK$75,950
+HK$4,357/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,186/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,947
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,957
−HK$2,039/mo
Today · 4.125%
HK$78,996
baseline
▲ 0.50% · 4.625%
HK$83,160
+HK$4,164/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$157,992/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,617
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,311
−HK$2,738/mo
Today · 4.125%
HK$92,049
baseline
▲ 0.50% · 4.625%
HK$97,650
+HK$5,601/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,098/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,360
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,945
−HK$2,622/mo
Today · 4.125%
HK$101,567
baseline
▲ 0.50% · 4.625%
HK$106,920
+HK$5,353/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,134/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,312 · Scale 2, in force from 26 Feb 2026)