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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$211.04M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$673,719
−HK$42,248/mo
▼ 0.25% · 3.875%
HK$694,675
−HK$21,292/mo
Today · 4.125%
HK$715,967
baseline
▲ 0.50% · 4.625%
HK$759,532
+HK$43,565/mo
Deposit HK$63.31M · loan HK$147.73M · min. income ≈ HK$1,431,934/mo (50% DSR)
Upfront cash ≈ HK$77.03M (deposit + AVD stamp duty HK$13,717,673 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com