LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,125
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,622
−HK$1,521/mo
Today · 4.125%
HK$51,143
baseline
▲ 0.50% · 4.625%
HK$54,255
+HK$3,112/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,286/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,538
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,974
−HK$1,457/mo
Today · 4.125%
HK$56,431
baseline
▲ 0.50% · 4.625%
HK$59,405
+HK$2,974/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,862/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,750
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,546
−HK$1,825/mo
Today · 4.125%
HK$61,371
baseline
▲ 0.50% · 4.625%
HK$65,105
+HK$3,734/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,742/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,246
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,969
−HK$1,748/mo
Today · 4.125%
HK$67,717
baseline
▲ 0.50% · 4.625%
HK$71,286
+HK$3,569/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,434/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,375
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,470
−HK$2,130/mo
Today · 4.125%
HK$71,600
baseline
▲ 0.50% · 4.625%
HK$75,956
+HK$4,356/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,200/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,954
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,964
−HK$2,039/mo
Today · 4.125%
HK$79,003
baseline
▲ 0.50% · 4.625%
HK$83,168
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$158,006/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,625
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,319
−HK$2,738/mo
Today · 4.125%
HK$92,057
baseline
▲ 0.50% · 4.625%
HK$97,658
+HK$5,601/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,114/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,369
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,954
−HK$2,622/mo
Today · 4.125%
HK$101,576
baseline
▲ 0.50% · 4.625%
HK$106,930
+HK$5,354/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,152/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,499 · Scale 2, in force from 26 Feb 2026)