LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,125
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,622
−HK$1,521/mo
Today · 4.125%
HK$51,143
baseline
▲ 0.50% · 4.625%
HK$54,255
+HK$3,112/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,286/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,539
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,975
−HK$1,457/mo
Today · 4.125%
HK$56,432
baseline
▲ 0.50% · 4.625%
HK$59,406
+HK$2,974/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,864/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,750
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,547
−HK$1,825/mo
Today · 4.125%
HK$61,372
baseline
▲ 0.50% · 4.625%
HK$65,106
+HK$3,734/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,744/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,247
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,970
−HK$1,748/mo
Today · 4.125%
HK$67,718
baseline
▲ 0.50% · 4.625%
HK$71,287
+HK$3,569/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,436/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,376
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,471
−HK$2,130/mo
Today · 4.125%
HK$71,601
baseline
▲ 0.50% · 4.625%
HK$75,957
+HK$4,356/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,202/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,955
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,965
−HK$2,039/mo
Today · 4.125%
HK$79,004
baseline
▲ 0.50% · 4.625%
HK$83,169
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$158,008/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,626
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,320
−HK$2,738/mo
Today · 4.125%
HK$92,058
baseline
▲ 0.50% · 4.625%
HK$97,659
+HK$5,601/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,116/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,370
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,955
−HK$2,622/mo
Today · 4.125%
HK$101,577
baseline
▲ 0.50% · 4.625%
HK$106,931
+HK$5,354/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,154/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,525 · Scale 2, in force from 26 Feb 2026)