LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,126
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,623
−HK$1,521/mo
Today · 4.125%
HK$51,144
baseline
▲ 0.50% · 4.625%
HK$54,256
+HK$3,112/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,288/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,539
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,975
−HK$1,457/mo
Today · 4.125%
HK$56,432
baseline
▲ 0.50% · 4.625%
HK$59,407
+HK$2,975/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,864/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,751
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,547
−HK$1,825/mo
Today · 4.125%
HK$61,372
baseline
▲ 0.50% · 4.625%
HK$65,107
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,744/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,247
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,970
−HK$1,748/mo
Today · 4.125%
HK$67,718
baseline
▲ 0.50% · 4.625%
HK$71,288
+HK$3,570/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,436/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,376
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,472
−HK$2,129/mo
Today · 4.125%
HK$71,601
baseline
▲ 0.50% · 4.625%
HK$75,958
+HK$4,357/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,202/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,955
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,966
−HK$2,039/mo
Today · 4.125%
HK$79,005
baseline
▲ 0.50% · 4.625%
HK$83,169
+HK$4,164/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$158,010/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,626
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,321
−HK$2,738/mo
Today · 4.125%
HK$92,059
baseline
▲ 0.50% · 4.625%
HK$97,660
+HK$5,601/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$184,118/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,371
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,956
−HK$2,622/mo
Today · 4.125%
HK$101,578
baseline
▲ 0.50% · 4.625%
HK$106,932
+HK$5,354/mo
Deposit HK$2.11M · loan HK$18.99M · min. income ≈ HK$203,156/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,544 · Scale 2, in force from 26 Feb 2026)