LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,127
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,624
−HK$1,520/mo
Today · 4.125%
HK$51,144
baseline
▲ 0.50% · 4.625%
HK$54,257
+HK$3,113/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,288/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,540
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,976
−HK$1,457/mo
Today · 4.125%
HK$56,433
baseline
▲ 0.50% · 4.625%
HK$59,408
+HK$2,975/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,866/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,752
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,548
−HK$1,825/mo
Today · 4.125%
HK$61,373
baseline
▲ 0.50% · 4.625%
HK$65,108
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,746/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,248
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,971
−HK$1,748/mo
Today · 4.125%
HK$67,719
baseline
▲ 0.50% · 4.625%
HK$71,289
+HK$3,570/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,438/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,377
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,473
−HK$2,129/mo
Today · 4.125%
HK$71,602
baseline
▲ 0.50% · 4.625%
HK$75,959
+HK$4,357/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,204/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,956
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,967
−HK$2,039/mo
Today · 4.125%
HK$79,006
baseline
▲ 0.50% · 4.625%
HK$83,171
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$158,012/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,628
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,322
−HK$2,738/mo
Today · 4.125%
HK$92,060
baseline
▲ 0.50% · 4.625%
HK$97,662
+HK$5,602/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,120/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,373
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,957
−HK$2,622/mo
Today · 4.125%
HK$101,579
baseline
▲ 0.50% · 4.625%
HK$106,934
+HK$5,355/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,158/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,576 · Scale 2, in force from 26 Feb 2026)