LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,128
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,625
−HK$1,521/mo
Today · 4.125%
HK$51,146
baseline
▲ 0.50% · 4.625%
HK$54,258
+HK$3,112/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,292/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,542
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,978
−HK$1,457/mo
Today · 4.125%
HK$56,435
baseline
▲ 0.50% · 4.625%
HK$59,409
+HK$2,974/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,870/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,754
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,550
−HK$1,825/mo
Today · 4.125%
HK$61,375
baseline
▲ 0.50% · 4.625%
HK$65,110
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,750/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,250
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,973
−HK$1,749/mo
Today · 4.125%
HK$67,722
baseline
▲ 0.50% · 4.625%
HK$71,291
+HK$3,569/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,444/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,379
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,475
−HK$2,129/mo
Today · 4.125%
HK$71,604
baseline
▲ 0.50% · 4.625%
HK$75,961
+HK$4,357/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,208/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,959
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$76,969
−HK$2,039/mo
Today · 4.125%
HK$79,008
baseline
▲ 0.50% · 4.625%
HK$83,173
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$158,016/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,630
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,325
−HK$2,738/mo
Today · 4.125%
HK$92,063
baseline
▲ 0.50% · 4.625%
HK$97,665
+HK$5,602/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,126/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,375
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,960
−HK$2,622/mo
Today · 4.125%
HK$101,582
baseline
▲ 0.50% · 4.625%
HK$106,937
+HK$5,355/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,164/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,640 · Scale 2, in force from 26 Feb 2026)