LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,129
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,626
−HK$1,521/mo
Today · 4.125%
HK$51,147
baseline
▲ 0.50% · 4.625%
HK$54,259
+HK$3,112/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,294/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,543
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,979
−HK$1,457/mo
Today · 4.125%
HK$56,436
baseline
▲ 0.50% · 4.625%
HK$59,411
+HK$2,975/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,872/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,755
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,551
−HK$1,826/mo
Today · 4.125%
HK$61,377
baseline
▲ 0.50% · 4.625%
HK$65,111
+HK$3,734/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,754/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,252
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,975
−HK$1,748/mo
Today · 4.125%
HK$67,723
baseline
▲ 0.50% · 4.625%
HK$71,293
+HK$3,570/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,446/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,381
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,477
−HK$2,129/mo
Today · 4.125%
HK$71,606
baseline
▲ 0.50% · 4.625%
HK$75,963
+HK$4,357/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$143,212/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,960
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,971
−HK$2,039/mo
Today · 4.125%
HK$79,010
baseline
▲ 0.50% · 4.625%
HK$83,175
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.77M · min. income ≈ HK$158,020/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,632
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,327
−HK$2,738/mo
Today · 4.125%
HK$92,065
baseline
▲ 0.50% · 4.625%
HK$97,667
+HK$5,602/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,130/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,378
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,962
−HK$2,623/mo
Today · 4.125%
HK$101,585
baseline
▲ 0.50% · 4.625%
HK$106,939
+HK$5,354/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,170/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,687 · Scale 2, in force from 26 Feb 2026)