LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,131
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,628
−HK$1,521/mo
Today · 4.125%
HK$51,149
baseline
▲ 0.50% · 4.625%
HK$54,262
+HK$3,113/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,298/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,545
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,981
−HK$1,457/mo
Today · 4.125%
HK$56,438
baseline
▲ 0.50% · 4.625%
HK$59,413
+HK$2,975/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,876/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,757
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,554
−HK$1,825/mo
Today · 4.125%
HK$61,379
baseline
▲ 0.50% · 4.625%
HK$65,114
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,758/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,254
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,978
−HK$1,748/mo
Today · 4.125%
HK$67,726
baseline
▲ 0.50% · 4.625%
HK$71,296
+HK$3,570/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,452/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,384
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$69,480
−HK$2,129/mo
Today · 4.125%
HK$71,609
baseline
▲ 0.50% · 4.625%
HK$75,966
+HK$4,357/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,218/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,964
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,974
−HK$2,040/mo
Today · 4.125%
HK$79,014
baseline
▲ 0.50% · 4.625%
HK$83,179
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,028/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,636
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,331
−HK$2,738/mo
Today · 4.125%
HK$92,069
baseline
▲ 0.50% · 4.625%
HK$97,671
+HK$5,602/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,138/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,382
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,967
−HK$2,622/mo
Today · 4.125%
HK$101,589
baseline
▲ 0.50% · 4.625%
HK$106,944
+HK$5,355/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,178/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,778 · Scale 2, in force from 26 Feb 2026)