LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,132
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,629
−HK$1,521/mo
Today · 4.125%
HK$51,150
baseline
▲ 0.50% · 4.625%
HK$54,262
+HK$3,112/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,300/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,546
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,982
−HK$1,457/mo
Today · 4.125%
HK$56,439
baseline
▲ 0.50% · 4.625%
HK$59,414
+HK$2,975/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,878/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,758
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,554
−HK$1,826/mo
Today · 4.125%
HK$61,380
baseline
▲ 0.50% · 4.625%
HK$65,115
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,760/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,255
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,978
−HK$1,749/mo
Today · 4.125%
HK$67,727
baseline
▲ 0.50% · 4.625%
HK$71,297
+HK$3,570/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,454/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,384
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,480
−HK$2,130/mo
Today · 4.125%
HK$71,610
baseline
▲ 0.50% · 4.625%
HK$75,967
+HK$4,357/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,220/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,964
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,975
−HK$2,039/mo
Today · 4.125%
HK$79,014
baseline
▲ 0.50% · 4.625%
HK$83,179
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,028/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,637
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,332
−HK$2,738/mo
Today · 4.125%
HK$92,070
baseline
▲ 0.50% · 4.625%
HK$97,672
+HK$5,602/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,140/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,383
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,968
−HK$2,622/mo
Today · 4.125%
HK$101,590
baseline
▲ 0.50% · 4.625%
HK$106,945
+HK$5,355/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,180/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,797 · Scale 2, in force from 26 Feb 2026)