LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,132
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,630
−HK$1,521/mo
Today · 4.125%
HK$51,151
baseline
▲ 0.50% · 4.625%
HK$54,263
+HK$3,112/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,302/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,547
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,983
−HK$1,457/mo
Today · 4.125%
HK$56,440
baseline
▲ 0.50% · 4.625%
HK$59,415
+HK$2,975/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,880/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$860,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,759
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,555
−HK$1,826/mo
Today · 4.125%
HK$61,381
baseline
▲ 0.50% · 4.625%
HK$65,116
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$122,762/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,256
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,979
−HK$1,749/mo
Today · 4.125%
HK$67,728
baseline
▲ 0.50% · 4.625%
HK$71,298
+HK$3,570/mo
Deposit HK$8.44M · loan HK$12.66M · min. income ≈ HK$135,456/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,385
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,481
−HK$2,130/mo
Today · 4.125%
HK$71,611
baseline
▲ 0.50% · 4.625%
HK$75,968
+HK$4,357/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,222/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,966
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,976
−HK$2,040/mo
Today · 4.125%
HK$79,016
baseline
▲ 0.50% · 4.625%
HK$83,181
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,032/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,638
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,333
−HK$2,738/mo
Today · 4.125%
HK$92,071
baseline
▲ 0.50% · 4.625%
HK$97,674
+HK$5,603/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,142/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,384
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,969
−HK$2,623/mo
Today · 4.125%
HK$101,592
baseline
▲ 0.50% · 4.625%
HK$106,947
+HK$5,355/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,184/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,833 · Scale 2, in force from 26 Feb 2026)