LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,133
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,630
−HK$1,521/mo
Today · 4.125%
HK$51,151
baseline
▲ 0.50% · 4.625%
HK$54,264
+HK$3,113/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,302/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$860,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,547
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,984
−HK$1,456/mo
Today · 4.125%
HK$56,440
baseline
▲ 0.50% · 4.625%
HK$59,416
+HK$2,976/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,880/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$860,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,760
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,556
−HK$1,826/mo
Today · 4.125%
HK$61,382
baseline
▲ 0.50% · 4.625%
HK$65,117
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$122,764/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,257
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,980
−HK$1,749/mo
Today · 4.125%
HK$67,729
baseline
▲ 0.50% · 4.625%
HK$71,299
+HK$3,570/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$135,458/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,386
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,482
−HK$2,130/mo
Today · 4.125%
HK$71,612
baseline
▲ 0.50% · 4.625%
HK$75,969
+HK$4,357/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,224/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,966
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,977
−HK$2,040/mo
Today · 4.125%
HK$79,017
baseline
▲ 0.50% · 4.625%
HK$83,182
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,034/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,639
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,334
−HK$2,738/mo
Today · 4.125%
HK$92,072
baseline
▲ 0.50% · 4.625%
HK$97,675
+HK$5,603/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,144/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,385
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,970
−HK$2,623/mo
Today · 4.125%
HK$101,593
baseline
▲ 0.50% · 4.625%
HK$106,948
+HK$5,355/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,186/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,860 · Scale 2, in force from 26 Feb 2026)