LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,135
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,632
−HK$1,522/mo
Today · 4.125%
HK$51,154
baseline
▲ 0.50% · 4.625%
HK$54,266
+HK$3,112/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$102,308/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$860,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,550
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,986
−HK$1,457/mo
Today · 4.125%
HK$56,443
baseline
▲ 0.50% · 4.625%
HK$59,418
+HK$2,975/mo
Deposit HK$10.55M · loan HK$10.55M · min. income ≈ HK$112,886/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$860,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,762
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,559
−HK$1,825/mo
Today · 4.125%
HK$61,384
baseline
▲ 0.50% · 4.625%
HK$65,119
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$122,768/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,260
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,983
−HK$1,749/mo
Today · 4.125%
HK$67,732
baseline
▲ 0.50% · 4.625%
HK$71,302
+HK$3,570/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$135,464/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$860,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,389
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,485
−HK$2,130/mo
Today · 4.125%
HK$71,615
baseline
▲ 0.50% · 4.625%
HK$75,973
+HK$4,358/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,230/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,970
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$76,980
−HK$2,040/mo
Today · 4.125%
HK$79,020
baseline
▲ 0.50% · 4.625%
HK$83,185
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,040/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$860,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,643
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,338
−HK$2,738/mo
Today · 4.125%
HK$92,076
baseline
▲ 0.50% · 4.625%
HK$97,679
+HK$5,603/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,152/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,390
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,975
−HK$2,622/mo
Today · 4.125%
HK$101,597
baseline
▲ 0.50% · 4.625%
HK$106,953
+HK$5,356/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,194/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$860,951 · Scale 2, in force from 26 Feb 2026)