LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,138
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,635
−HK$1,521/mo
Today · 4.125%
HK$51,156
baseline
▲ 0.50% · 4.625%
HK$54,269
+HK$3,113/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,312/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,553
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,989
−HK$1,457/mo
Today · 4.125%
HK$56,446
baseline
▲ 0.50% · 4.625%
HK$59,422
+HK$2,976/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,892/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,765
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,562
−HK$1,826/mo
Today · 4.125%
HK$61,388
baseline
▲ 0.50% · 4.625%
HK$65,123
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$122,776/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,263
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,987
−HK$1,748/mo
Today · 4.125%
HK$67,735
baseline
▲ 0.50% · 4.625%
HK$71,306
+HK$3,571/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$135,470/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,393
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,489
−HK$2,130/mo
Today · 4.125%
HK$71,619
baseline
▲ 0.50% · 4.625%
HK$75,977
+HK$4,358/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,238/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$861,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,974
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,985
−HK$2,040/mo
Today · 4.125%
HK$79,025
baseline
▲ 0.50% · 4.625%
HK$83,190
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,050/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$861,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,648
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,343
−HK$2,739/mo
Today · 4.125%
HK$92,082
baseline
▲ 0.50% · 4.625%
HK$97,685
+HK$5,603/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,164/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,395
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,980
−HK$2,623/mo
Today · 4.125%
HK$101,603
baseline
▲ 0.50% · 4.625%
HK$106,959
+HK$5,356/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,206/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,071 · Scale 2, in force from 26 Feb 2026)