LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,138
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,636
−HK$1,521/mo
Today · 4.125%
HK$51,157
baseline
▲ 0.50% · 4.625%
HK$54,270
+HK$3,113/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,314/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,553
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,990
−HK$1,457/mo
Today · 4.125%
HK$56,447
baseline
▲ 0.50% · 4.625%
HK$59,422
+HK$2,975/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,894/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,766
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,563
−HK$1,826/mo
Today · 4.125%
HK$61,389
baseline
▲ 0.50% · 4.625%
HK$65,124
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$122,778/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,264
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,988
−HK$1,748/mo
Today · 4.125%
HK$67,736
baseline
▲ 0.50% · 4.625%
HK$71,307
+HK$3,571/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$135,472/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,394
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,490
−HK$2,130/mo
Today · 4.125%
HK$71,620
baseline
▲ 0.50% · 4.625%
HK$75,978
+HK$4,358/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,240/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$861,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,975
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,986
−HK$2,040/mo
Today · 4.125%
HK$79,026
baseline
▲ 0.50% · 4.625%
HK$83,191
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,052/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$861,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,649
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,344
−HK$2,739/mo
Today · 4.125%
HK$92,083
baseline
▲ 0.50% · 4.625%
HK$97,686
+HK$5,603/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,166/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,396
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,982
−HK$2,622/mo
Today · 4.125%
HK$101,604
baseline
▲ 0.50% · 4.625%
HK$106,960
+HK$5,356/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,208/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,096 · Scale 2, in force from 26 Feb 2026)