LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,140
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,637
−HK$1,522/mo
Today · 4.125%
HK$51,159
baseline
▲ 0.50% · 4.625%
HK$54,272
+HK$3,113/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,318/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,555
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,992
−HK$1,457/mo
Today · 4.125%
HK$56,449
baseline
▲ 0.50% · 4.625%
HK$59,424
+HK$2,975/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,898/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,768
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,565
−HK$1,826/mo
Today · 4.125%
HK$61,391
baseline
▲ 0.50% · 4.625%
HK$65,126
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$122,782/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,266
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,990
−HK$1,748/mo
Today · 4.125%
HK$67,738
baseline
▲ 0.50% · 4.625%
HK$71,309
+HK$3,571/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$135,476/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,396
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,492
−HK$2,130/mo
Today · 4.125%
HK$71,622
baseline
▲ 0.50% · 4.625%
HK$75,980
+HK$4,358/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,244/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$861,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,977
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,988
−HK$2,040/mo
Today · 4.125%
HK$79,028
baseline
▲ 0.50% · 4.625%
HK$83,194
+HK$4,166/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,056/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$861,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,652
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,347
−HK$2,739/mo
Today · 4.125%
HK$92,086
baseline
▲ 0.50% · 4.625%
HK$97,689
+HK$5,603/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,172/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,399
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$98,985
−HK$2,623/mo
Today · 4.125%
HK$101,608
baseline
▲ 0.50% · 4.625%
HK$106,963
+HK$5,355/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,216/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,164 · Scale 2, in force from 26 Feb 2026)