LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,142
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,639
−HK$1,522/mo
Today · 4.125%
HK$51,161
baseline
▲ 0.50% · 4.625%
HK$54,274
+HK$3,113/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,322/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,557
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,994
−HK$1,457/mo
Today · 4.125%
HK$56,451
baseline
▲ 0.50% · 4.625%
HK$59,426
+HK$2,975/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,902/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,770
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,567
−HK$1,826/mo
Today · 4.125%
HK$61,393
baseline
▲ 0.50% · 4.625%
HK$65,128
+HK$3,735/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$122,786/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,269
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,992
−HK$1,749/mo
Today · 4.125%
HK$67,741
baseline
▲ 0.50% · 4.625%
HK$71,312
+HK$3,571/mo
Deposit HK$8.44M · loan HK$12.67M · min. income ≈ HK$135,482/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,398
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,495
−HK$2,130/mo
Today · 4.125%
HK$71,625
baseline
▲ 0.50% · 4.625%
HK$75,983
+HK$4,358/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,250/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$861,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,980
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,991
−HK$2,040/mo
Today · 4.125%
HK$79,031
baseline
▲ 0.50% · 4.625%
HK$83,197
+HK$4,166/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,062/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$861,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,655
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,351
−HK$2,738/mo
Today · 4.125%
HK$92,089
baseline
▲ 0.50% · 4.625%
HK$97,693
+HK$5,604/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,178/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,403
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,988
−HK$2,623/mo
Today · 4.125%
HK$101,611
baseline
▲ 0.50% · 4.625%
HK$106,967
+HK$5,356/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,222/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,243 · Scale 2, in force from 26 Feb 2026)