LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,143
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,640
−HK$1,522/mo
Today · 4.125%
HK$51,162
baseline
▲ 0.50% · 4.625%
HK$54,275
+HK$3,113/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,324/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,558
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,995
−HK$1,457/mo
Today · 4.125%
HK$56,452
baseline
▲ 0.50% · 4.625%
HK$59,427
+HK$2,975/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,904/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,771
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,568
−HK$1,826/mo
Today · 4.125%
HK$61,394
baseline
▲ 0.50% · 4.625%
HK$65,130
+HK$3,736/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,788/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,270
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,994
−HK$1,748/mo
Today · 4.125%
HK$67,742
baseline
▲ 0.50% · 4.625%
HK$71,313
+HK$3,571/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,484/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,400
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$69,496
−HK$2,130/mo
Today · 4.125%
HK$71,626
baseline
▲ 0.50% · 4.625%
HK$75,985
+HK$4,359/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,252/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,982
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,992
−HK$2,041/mo
Today · 4.125%
HK$79,033
baseline
▲ 0.50% · 4.625%
HK$83,198
+HK$4,165/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,066/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,657
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,352
−HK$2,739/mo
Today · 4.125%
HK$92,091
baseline
▲ 0.50% · 4.625%
HK$97,694
+HK$5,603/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,182/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,405
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,990
−HK$2,623/mo
Today · 4.125%
HK$101,613
baseline
▲ 0.50% · 4.625%
HK$106,969
+HK$5,356/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,226/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,284 · Scale 2, in force from 26 Feb 2026)