LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,147
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,644
−HK$1,522/mo
Today · 4.125%
HK$51,166
baseline
▲ 0.50% · 4.625%
HK$54,279
+HK$3,113/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,332/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,563
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,999
−HK$1,457/mo
Today · 4.125%
HK$56,456
baseline
▲ 0.50% · 4.625%
HK$59,432
+HK$2,976/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,912/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,776
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,573
−HK$1,826/mo
Today · 4.125%
HK$61,399
baseline
▲ 0.50% · 4.625%
HK$65,135
+HK$3,736/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,798/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,275
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$65,999
−HK$1,749/mo
Today · 4.125%
HK$67,748
baseline
▲ 0.50% · 4.625%
HK$71,319
+HK$3,571/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,496/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,405
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,502
−HK$2,130/mo
Today · 4.125%
HK$71,632
baseline
▲ 0.50% · 4.625%
HK$75,991
+HK$4,359/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,264/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,988
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$76,999
−HK$2,040/mo
Today · 4.125%
HK$79,039
baseline
▲ 0.50% · 4.625%
HK$83,205
+HK$4,166/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,078/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,664
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,360
−HK$2,739/mo
Today · 4.125%
HK$92,099
baseline
▲ 0.50% · 4.625%
HK$97,702
+HK$5,603/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,198/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,413
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$98,998
−HK$2,624/mo
Today · 4.125%
HK$101,622
baseline
▲ 0.50% · 4.625%
HK$106,978
+HK$5,356/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,244/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,457 · Scale 2, in force from 26 Feb 2026)