LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,147
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,645
−HK$1,522/mo
Today · 4.125%
HK$51,167
baseline
▲ 0.50% · 4.625%
HK$54,280
+HK$3,113/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,334/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,564
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$55,000
−HK$1,457/mo
Today · 4.125%
HK$56,457
baseline
▲ 0.50% · 4.625%
HK$59,433
+HK$2,976/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,914/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,777
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,574
−HK$1,826/mo
Today · 4.125%
HK$61,400
baseline
▲ 0.50% · 4.625%
HK$65,136
+HK$3,736/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,800/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,276
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,000
−HK$1,749/mo
Today · 4.125%
HK$67,749
baseline
▲ 0.50% · 4.625%
HK$71,320
+HK$3,571/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,498/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,406
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,503
−HK$2,130/mo
Today · 4.125%
HK$71,633
baseline
▲ 0.50% · 4.625%
HK$75,992
+HK$4,359/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,266/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,989
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$77,000
−HK$2,040/mo
Today · 4.125%
HK$79,040
baseline
▲ 0.50% · 4.625%
HK$83,207
+HK$4,167/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,080/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,665
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,361
−HK$2,739/mo
Today · 4.125%
HK$92,100
baseline
▲ 0.50% · 4.625%
HK$97,704
+HK$5,604/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,200/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,414
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$99,000
−HK$2,623/mo
Today · 4.125%
HK$101,623
baseline
▲ 0.50% · 4.625%
HK$106,980
+HK$5,357/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,246/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,492 · Scale 2, in force from 26 Feb 2026)