LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,150
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,647
−HK$1,522/mo
Today · 4.125%
HK$51,169
baseline
▲ 0.50% · 4.625%
HK$54,282
+HK$3,113/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,338/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,566
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,002
−HK$1,458/mo
Today · 4.125%
HK$56,460
baseline
▲ 0.50% · 4.625%
HK$59,436
+HK$2,976/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,920/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,779
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,577
−HK$1,826/mo
Today · 4.125%
HK$61,403
baseline
▲ 0.50% · 4.625%
HK$65,139
+HK$3,736/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,806/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,279
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,003
−HK$1,749/mo
Today · 4.125%
HK$67,752
baseline
▲ 0.50% · 4.625%
HK$71,323
+HK$3,571/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,504/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,409
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,506
−HK$2,130/mo
Today · 4.125%
HK$71,636
baseline
▲ 0.50% · 4.625%
HK$75,995
+HK$4,359/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,272/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,992
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,003
−HK$2,041/mo
Today · 4.125%
HK$79,044
baseline
▲ 0.50% · 4.625%
HK$83,210
+HK$4,166/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,088/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,669
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,365
−HK$2,739/mo
Today · 4.125%
HK$92,104
baseline
▲ 0.50% · 4.625%
HK$97,708
+HK$5,604/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,208/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,419
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$99,004
−HK$2,624/mo
Today · 4.125%
HK$101,628
baseline
▲ 0.50% · 4.625%
HK$106,985
+HK$5,357/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,256/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,583 · Scale 2, in force from 26 Feb 2026)