LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,150
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,648
−HK$1,521/mo
Today · 4.125%
HK$51,169
baseline
▲ 0.50% · 4.625%
HK$54,283
+HK$3,114/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,338/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,566
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,003
−HK$1,457/mo
Today · 4.125%
HK$56,460
baseline
▲ 0.50% · 4.625%
HK$59,437
+HK$2,977/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,920/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,780
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,577
−HK$1,826/mo
Today · 4.125%
HK$61,403
baseline
▲ 0.50% · 4.625%
HK$65,140
+HK$3,737/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,806/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,280
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,004
−HK$1,749/mo
Today · 4.125%
HK$67,753
baseline
▲ 0.50% · 4.625%
HK$71,324
+HK$3,571/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,506/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,410
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,507
−HK$2,130/mo
Today · 4.125%
HK$71,637
baseline
▲ 0.50% · 4.625%
HK$75,996
+HK$4,359/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,274/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,993
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,004
−HK$2,041/mo
Today · 4.125%
HK$79,045
baseline
▲ 0.50% · 4.625%
HK$83,211
+HK$4,166/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,090/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,670
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,366
−HK$2,739/mo
Today · 4.125%
HK$92,105
baseline
▲ 0.50% · 4.625%
HK$97,709
+HK$5,604/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,210/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,420
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$99,006
−HK$2,623/mo
Today · 4.125%
HK$101,629
baseline
▲ 0.50% · 4.625%
HK$106,986
+HK$5,357/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,258/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,607 · Scale 2, in force from 26 Feb 2026)