LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,150
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,648
−HK$1,522/mo
Today · 4.125%
HK$51,170
baseline
▲ 0.50% · 4.625%
HK$54,283
+HK$3,113/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,340/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,567
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,003
−HK$1,458/mo
Today · 4.125%
HK$56,461
baseline
▲ 0.50% · 4.625%
HK$59,437
+HK$2,976/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,922/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,780
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,578
−HK$1,826/mo
Today · 4.125%
HK$61,404
baseline
▲ 0.50% · 4.625%
HK$65,140
+HK$3,736/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,808/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,280
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,004
−HK$1,749/mo
Today · 4.125%
HK$67,753
baseline
▲ 0.50% · 4.625%
HK$71,324
+HK$3,571/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,506/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,410
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,507
−HK$2,131/mo
Today · 4.125%
HK$71,638
baseline
▲ 0.50% · 4.625%
HK$75,997
+HK$4,359/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$143,276/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,993
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,005
−HK$2,040/mo
Today · 4.125%
HK$79,045
baseline
▲ 0.50% · 4.625%
HK$83,212
+HK$4,167/mo
Deposit HK$6.33M · loan HK$14.78M · min. income ≈ HK$158,090/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,671
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,367
−HK$2,739/mo
Today · 4.125%
HK$92,106
baseline
▲ 0.50% · 4.625%
HK$97,710
+HK$5,604/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$184,212/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,420
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$99,006
−HK$2,623/mo
Today · 4.125%
HK$101,629
baseline
▲ 0.50% · 4.625%
HK$106,986
+HK$5,357/mo
Deposit HK$2.11M · loan HK$19.00M · min. income ≈ HK$203,258/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,619 · Scale 2, in force from 26 Feb 2026)