LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,153
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,651
−HK$1,522/mo
Today · 4.125%
HK$51,173
baseline
▲ 0.50% · 4.625%
HK$54,286
+HK$3,113/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,346/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,570
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,006
−HK$1,458/mo
Today · 4.125%
HK$56,464
baseline
▲ 0.50% · 4.625%
HK$59,440
+HK$2,976/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,928/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,784
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,581
−HK$1,826/mo
Today · 4.125%
HK$61,407
baseline
▲ 0.50% · 4.625%
HK$65,144
+HK$3,737/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,814/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,284
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,008
−HK$1,749/mo
Today · 4.125%
HK$67,757
baseline
▲ 0.50% · 4.625%
HK$71,328
+HK$3,571/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,514/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,414
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,511
−HK$2,131/mo
Today · 4.125%
HK$71,642
baseline
▲ 0.50% · 4.625%
HK$76,001
+HK$4,359/mo
Deposit HK$6.34M · loan HK$14.78M · min. income ≈ HK$143,284/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,998
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$77,009
−HK$2,040/mo
Today · 4.125%
HK$79,049
baseline
▲ 0.50% · 4.625%
HK$83,216
+HK$4,167/mo
Deposit HK$6.34M · loan HK$14.78M · min. income ≈ HK$158,098/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,675
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$89,371
−HK$2,740/mo
Today · 4.125%
HK$92,111
baseline
▲ 0.50% · 4.625%
HK$97,715
+HK$5,604/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,222/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,425
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$99,011
−HK$2,624/mo
Today · 4.125%
HK$101,635
baseline
▲ 0.50% · 4.625%
HK$106,992
+HK$5,357/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,270/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,734 · Scale 2, in force from 26 Feb 2026)