LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,154
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,652
−HK$1,522/mo
Today · 4.125%
HK$51,174
baseline
▲ 0.50% · 4.625%
HK$54,288
+HK$3,114/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,348/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,571
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,008
−HK$1,457/mo
Today · 4.125%
HK$56,465
baseline
▲ 0.50% · 4.625%
HK$59,442
+HK$2,977/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,930/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,785
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,583
−HK$1,826/mo
Today · 4.125%
HK$61,409
baseline
▲ 0.50% · 4.625%
HK$65,145
+HK$3,736/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,818/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,285
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,009
−HK$1,749/mo
Today · 4.125%
HK$67,758
baseline
▲ 0.50% · 4.625%
HK$71,330
+HK$3,572/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,516/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,416
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,513
−HK$2,130/mo
Today · 4.125%
HK$71,643
baseline
▲ 0.50% · 4.625%
HK$76,003
+HK$4,360/mo
Deposit HK$6.34M · loan HK$14.78M · min. income ≈ HK$143,286/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,000
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,011
−HK$2,041/mo
Today · 4.125%
HK$79,052
baseline
▲ 0.50% · 4.625%
HK$83,218
+HK$4,166/mo
Deposit HK$6.34M · loan HK$14.78M · min. income ≈ HK$158,104/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,678
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,374
−HK$2,739/mo
Today · 4.125%
HK$92,113
baseline
▲ 0.50% · 4.625%
HK$97,718
+HK$5,605/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,226/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,428
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$99,014
−HK$2,624/mo
Today · 4.125%
HK$101,638
baseline
▲ 0.50% · 4.625%
HK$106,995
+HK$5,357/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,276/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,790 · Scale 2, in force from 26 Feb 2026)