LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,155
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,653
−HK$1,521/mo
Today · 4.125%
HK$51,174
baseline
▲ 0.50% · 4.625%
HK$54,288
+HK$3,114/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,348/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,572
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,008
−HK$1,458/mo
Today · 4.125%
HK$56,466
baseline
▲ 0.50% · 4.625%
HK$59,442
+HK$2,976/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,932/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$861,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,786
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,583
−HK$1,826/mo
Today · 4.125%
HK$61,409
baseline
▲ 0.50% · 4.625%
HK$65,146
+HK$3,737/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,818/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,286
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,010
−HK$1,749/mo
Today · 4.125%
HK$67,759
baseline
▲ 0.50% · 4.625%
HK$71,331
+HK$3,572/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,518/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$861,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,417
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$69,514
−HK$2,130/mo
Today · 4.125%
HK$71,644
baseline
▲ 0.50% · 4.625%
HK$76,004
+HK$4,360/mo
Deposit HK$6.34M · loan HK$14.78M · min. income ≈ HK$143,288/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,000
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,012
−HK$2,040/mo
Today · 4.125%
HK$79,052
baseline
▲ 0.50% · 4.625%
HK$83,219
+HK$4,167/mo
Deposit HK$6.34M · loan HK$14.78M · min. income ≈ HK$158,104/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$861,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,678
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$89,375
−HK$2,739/mo
Today · 4.125%
HK$92,114
baseline
▲ 0.50% · 4.625%
HK$97,719
+HK$5,605/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,228/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,429
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$99,015
−HK$2,624/mo
Today · 4.125%
HK$101,639
baseline
▲ 0.50% · 4.625%
HK$106,996
+HK$5,357/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,278/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$861,811 · Scale 2, in force from 26 Feb 2026)