LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,160
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,658
−HK$1,522/mo
Today · 4.125%
HK$51,180
baseline
▲ 0.50% · 4.625%
HK$54,294
+HK$3,114/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,360/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,578
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,015
−HK$1,457/mo
Today · 4.125%
HK$56,472
baseline
▲ 0.50% · 4.625%
HK$59,449
+HK$2,977/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,944/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,792
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,590
−HK$1,826/mo
Today · 4.125%
HK$61,416
baseline
▲ 0.50% · 4.625%
HK$65,153
+HK$3,737/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,832/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,293
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,018
−HK$1,749/mo
Today · 4.125%
HK$67,767
baseline
▲ 0.50% · 4.625%
HK$71,339
+HK$3,572/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,534/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,424
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,522
−HK$2,130/mo
Today · 4.125%
HK$71,652
baseline
▲ 0.50% · 4.625%
HK$76,012
+HK$4,360/mo
Deposit HK$6.34M · loan HK$14.78M · min. income ≈ HK$143,304/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,009
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$77,021
−HK$2,040/mo
Today · 4.125%
HK$79,061
baseline
▲ 0.50% · 4.625%
HK$83,229
+HK$4,168/mo
Deposit HK$6.34M · loan HK$14.78M · min. income ≈ HK$158,122/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,688
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$89,385
−HK$2,739/mo
Today · 4.125%
HK$92,124
baseline
▲ 0.50% · 4.625%
HK$97,730
+HK$5,606/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,248/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,440
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$99,026
−HK$2,624/mo
Today · 4.125%
HK$101,650
baseline
▲ 0.50% · 4.625%
HK$107,008
+HK$5,358/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,300/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,052 · Scale 2, in force from 26 Feb 2026)