LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,163
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,662
−HK$1,522/mo
Today · 4.125%
HK$51,184
baseline
▲ 0.50% · 4.625%
HK$54,298
+HK$3,114/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,368/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,581
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,018
−HK$1,458/mo
Today · 4.125%
HK$56,476
baseline
▲ 0.50% · 4.625%
HK$59,453
+HK$2,977/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,952/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,796
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,594
−HK$1,826/mo
Today · 4.125%
HK$61,420
baseline
▲ 0.50% · 4.625%
HK$65,158
+HK$3,738/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,840/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,298
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,022
−HK$1,749/mo
Today · 4.125%
HK$67,771
baseline
▲ 0.50% · 4.625%
HK$71,344
+HK$3,573/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,542/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,429
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,526
−HK$2,131/mo
Today · 4.125%
HK$71,657
baseline
▲ 0.50% · 4.625%
HK$76,017
+HK$4,360/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,314/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,014
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,026
−HK$2,041/mo
Today · 4.125%
HK$79,067
baseline
▲ 0.50% · 4.625%
HK$83,234
+HK$4,167/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,134/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,694
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,391
−HK$2,740/mo
Today · 4.125%
HK$92,131
baseline
▲ 0.50% · 4.625%
HK$97,737
+HK$5,606/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,262/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,446
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$99,033
−HK$2,624/mo
Today · 4.125%
HK$101,657
baseline
▲ 0.50% · 4.625%
HK$107,016
+HK$5,359/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,314/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,195 · Scale 2, in force from 26 Feb 2026)