LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,166
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,664
−HK$1,522/mo
Today · 4.125%
HK$51,186
baseline
▲ 0.50% · 4.625%
HK$54,301
+HK$3,115/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,372/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,584
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,021
−HK$1,458/mo
Today · 4.125%
HK$56,479
baseline
▲ 0.50% · 4.625%
HK$59,456
+HK$2,977/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,958/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,799
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,597
−HK$1,827/mo
Today · 4.125%
HK$61,424
baseline
▲ 0.50% · 4.625%
HK$65,161
+HK$3,737/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,848/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,301
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,025
−HK$1,750/mo
Today · 4.125%
HK$67,775
baseline
▲ 0.50% · 4.625%
HK$71,347
+HK$3,572/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,550/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,432
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,530
−HK$2,131/mo
Today · 4.125%
HK$71,661
baseline
▲ 0.50% · 4.625%
HK$76,021
+HK$4,360/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,322/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,018
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,030
−HK$2,041/mo
Today · 4.125%
HK$79,071
baseline
▲ 0.50% · 4.625%
HK$83,239
+HK$4,168/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,142/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,699
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$89,395
−HK$2,740/mo
Today · 4.125%
HK$92,135
baseline
▲ 0.50% · 4.625%
HK$97,742
+HK$5,607/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,270/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,451
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$99,038
−HK$2,624/mo
Today · 4.125%
HK$101,662
baseline
▲ 0.50% · 4.625%
HK$107,021
+HK$5,359/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,324/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,302 · Scale 2, in force from 26 Feb 2026)