LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,168
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,666
−HK$1,522/mo
Today · 4.125%
HK$51,188
baseline
▲ 0.50% · 4.625%
HK$54,303
+HK$3,115/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,376/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,586
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,023
−HK$1,458/mo
Today · 4.125%
HK$56,481
baseline
▲ 0.50% · 4.625%
HK$59,458
+HK$2,977/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,962/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,801
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,599
−HK$1,827/mo
Today · 4.125%
HK$61,426
baseline
▲ 0.50% · 4.625%
HK$65,163
+HK$3,737/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,852/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,303
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,028
−HK$1,749/mo
Today · 4.125%
HK$67,777
baseline
▲ 0.50% · 4.625%
HK$71,350
+HK$3,573/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,554/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,435
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$69,532
−HK$2,131/mo
Today · 4.125%
HK$71,663
baseline
▲ 0.50% · 4.625%
HK$76,024
+HK$4,361/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,326/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,020
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,032
−HK$2,042/mo
Today · 4.125%
HK$79,074
baseline
▲ 0.50% · 4.625%
HK$83,242
+HK$4,168/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,148/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,702
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,399
−HK$2,740/mo
Today · 4.125%
HK$92,139
baseline
▲ 0.50% · 4.625%
HK$97,745
+HK$5,606/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,278/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,455
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$99,042
−HK$2,624/mo
Today · 4.125%
HK$101,666
baseline
▲ 0.50% · 4.625%
HK$107,025
+HK$5,359/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,332/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,379 · Scale 2, in force from 26 Feb 2026)