LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,168
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,666
−HK$1,523/mo
Today · 4.125%
HK$51,189
baseline
▲ 0.50% · 4.625%
HK$54,303
+HK$3,114/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,378/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,587
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,024
−HK$1,458/mo
Today · 4.125%
HK$56,482
baseline
▲ 0.50% · 4.625%
HK$59,459
+HK$2,977/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,964/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,802
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,600
−HK$1,827/mo
Today · 4.125%
HK$61,427
baseline
▲ 0.50% · 4.625%
HK$65,164
+HK$3,737/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,854/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,304
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,029
−HK$1,749/mo
Today · 4.125%
HK$67,778
baseline
▲ 0.50% · 4.625%
HK$71,351
+HK$3,573/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,556/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,435
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,533
−HK$2,131/mo
Today · 4.125%
HK$71,664
baseline
▲ 0.50% · 4.625%
HK$76,025
+HK$4,361/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,328/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,021
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,033
−HK$2,041/mo
Today · 4.125%
HK$79,074
baseline
▲ 0.50% · 4.625%
HK$83,243
+HK$4,169/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,148/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,703
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,400
−HK$2,740/mo
Today · 4.125%
HK$92,140
baseline
▲ 0.50% · 4.625%
HK$97,746
+HK$5,606/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,280/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,456
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$99,043
−HK$2,624/mo
Today · 4.125%
HK$101,667
baseline
▲ 0.50% · 4.625%
HK$107,026
+HK$5,359/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,334/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,402 · Scale 2, in force from 26 Feb 2026)