LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,170
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,668
−HK$1,522/mo
Today · 4.125%
HK$51,190
baseline
▲ 0.50% · 4.625%
HK$54,305
+HK$3,115/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,380/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,588
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,025
−HK$1,458/mo
Today · 4.125%
HK$56,483
baseline
▲ 0.50% · 4.625%
HK$59,461
+HK$2,978/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,966/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$862,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,803
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,601
−HK$1,827/mo
Today · 4.125%
HK$61,428
baseline
▲ 0.50% · 4.625%
HK$65,166
+HK$3,738/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$122,856/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,306
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,030
−HK$1,750/mo
Today · 4.125%
HK$67,780
baseline
▲ 0.50% · 4.625%
HK$71,353
+HK$3,573/mo
Deposit HK$8.45M · loan HK$12.67M · min. income ≈ HK$135,560/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,437
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,535
−HK$2,131/mo
Today · 4.125%
HK$71,666
baseline
▲ 0.50% · 4.625%
HK$76,027
+HK$4,361/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,332/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,023
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,035
−HK$2,042/mo
Today · 4.125%
HK$79,077
baseline
▲ 0.50% · 4.625%
HK$83,245
+HK$4,168/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,154/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,705
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,402
−HK$2,740/mo
Today · 4.125%
HK$92,142
baseline
▲ 0.50% · 4.625%
HK$97,749
+HK$5,607/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,284/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,459
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$99,046
−HK$2,624/mo
Today · 4.125%
HK$101,670
baseline
▲ 0.50% · 4.625%
HK$107,029
+HK$5,359/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,340/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$862,462 · Scale 2, in force from 26 Feb 2026)