LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,171
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,670
−HK$1,522/mo
Today · 4.125%
HK$51,192
baseline
▲ 0.50% · 4.625%
HK$54,307
+HK$3,115/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,384/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,590
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,027
−HK$1,458/mo
Today · 4.125%
HK$56,485
baseline
▲ 0.50% · 4.625%
HK$59,463
+HK$2,978/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,970/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,805
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,603
−HK$1,827/mo
Today · 4.125%
HK$61,430
baseline
▲ 0.50% · 4.625%
HK$65,168
+HK$3,738/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,860/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,308
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,033
−HK$1,749/mo
Today · 4.125%
HK$67,782
baseline
▲ 0.50% · 4.625%
HK$71,355
+HK$3,573/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,564/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,440
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,537
−HK$2,132/mo
Today · 4.125%
HK$71,669
baseline
▲ 0.50% · 4.625%
HK$76,029
+HK$4,360/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,338/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,026
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,038
−HK$2,041/mo
Today · 4.125%
HK$79,079
baseline
▲ 0.50% · 4.625%
HK$83,248
+HK$4,169/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,158/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,708
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,405
−HK$2,740/mo
Today · 4.125%
HK$92,145
baseline
▲ 0.50% · 4.625%
HK$97,752
+HK$5,607/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,290/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,462
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$99,049
−HK$2,624/mo
Today · 4.125%
HK$101,673
baseline
▲ 0.50% · 4.625%
HK$107,033
+HK$5,360/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,346/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,531 · Scale 2, in force from 26 Feb 2026)