LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,174
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,672
−HK$1,523/mo
Today · 4.125%
HK$51,195
baseline
▲ 0.50% · 4.625%
HK$54,310
+HK$3,115/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,390/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,593
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,030
−HK$1,458/mo
Today · 4.125%
HK$56,488
baseline
▲ 0.50% · 4.625%
HK$59,466
+HK$2,978/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,976/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,808
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,607
−HK$1,827/mo
Today · 4.125%
HK$61,434
baseline
▲ 0.50% · 4.625%
HK$65,172
+HK$3,738/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,868/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,311
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,036
−HK$1,750/mo
Today · 4.125%
HK$67,786
baseline
▲ 0.50% · 4.625%
HK$71,359
+HK$3,573/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,572/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,443
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,541
−HK$2,131/mo
Today · 4.125%
HK$71,672
baseline
▲ 0.50% · 4.625%
HK$76,034
+HK$4,362/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,344/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,030
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,042
−HK$2,041/mo
Today · 4.125%
HK$79,083
baseline
▲ 0.50% · 4.625%
HK$83,252
+HK$4,169/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,166/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,713
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,410
−HK$2,740/mo
Today · 4.125%
HK$92,150
baseline
▲ 0.50% · 4.625%
HK$97,757
+HK$5,607/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,300/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,467
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$99,054
−HK$2,625/mo
Today · 4.125%
HK$101,679
baseline
▲ 0.50% · 4.625%
HK$107,038
+HK$5,359/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,358/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,643 · Scale 2, in force from 26 Feb 2026)