LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,174
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,673
−HK$1,522/mo
Today · 4.125%
HK$51,195
baseline
▲ 0.50% · 4.625%
HK$54,310
+HK$3,115/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,390/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,593
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,031
−HK$1,458/mo
Today · 4.125%
HK$56,489
baseline
▲ 0.50% · 4.625%
HK$59,466
+HK$2,977/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,978/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,809
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,607
−HK$1,827/mo
Today · 4.125%
HK$61,434
baseline
▲ 0.50% · 4.625%
HK$65,172
+HK$3,738/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,868/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,312
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,037
−HK$1,750/mo
Today · 4.125%
HK$67,787
baseline
▲ 0.50% · 4.625%
HK$71,360
+HK$3,573/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,574/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,444
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,542
−HK$2,131/mo
Today · 4.125%
HK$71,673
baseline
▲ 0.50% · 4.625%
HK$76,034
+HK$4,361/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,346/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,031
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$77,043
−HK$2,041/mo
Today · 4.125%
HK$79,084
baseline
▲ 0.50% · 4.625%
HK$83,253
+HK$4,169/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,168/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,714
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,411
−HK$2,740/mo
Today · 4.125%
HK$92,151
baseline
▲ 0.50% · 4.625%
HK$97,758
+HK$5,607/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,302/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,468
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$99,055
−HK$2,625/mo
Today · 4.125%
HK$101,680
baseline
▲ 0.50% · 4.625%
HK$107,040
+HK$5,360/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,360/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,666 · Scale 2, in force from 26 Feb 2026)