LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,175
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,674
−HK$1,522/mo
Today · 4.125%
HK$51,196
baseline
▲ 0.50% · 4.625%
HK$54,312
+HK$3,116/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,392/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,595
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,032
−HK$1,458/mo
Today · 4.125%
HK$56,490
baseline
▲ 0.50% · 4.625%
HK$59,468
+HK$2,978/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,980/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,810
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,609
−HK$1,827/mo
Today · 4.125%
HK$61,436
baseline
▲ 0.50% · 4.625%
HK$65,174
+HK$3,738/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,872/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,314
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,038
−HK$1,750/mo
Today · 4.125%
HK$67,788
baseline
▲ 0.50% · 4.625%
HK$71,361
+HK$3,573/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,576/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,446
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,543
−HK$2,132/mo
Today · 4.125%
HK$71,675
baseline
▲ 0.50% · 4.625%
HK$76,036
+HK$4,361/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,350/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,032
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,045
−HK$2,041/mo
Today · 4.125%
HK$79,086
baseline
▲ 0.50% · 4.625%
HK$83,255
+HK$4,169/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,172/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,716
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,413
−HK$2,740/mo
Today · 4.125%
HK$92,153
baseline
▲ 0.50% · 4.625%
HK$97,761
+HK$5,608/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$184,306/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,470
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$99,058
−HK$2,624/mo
Today · 4.125%
HK$101,682
baseline
▲ 0.50% · 4.625%
HK$107,042
+HK$5,360/mo
Deposit HK$2.11M · loan HK$19.01M · min. income ≈ HK$203,364/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,717 · Scale 2, in force from 26 Feb 2026)