LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,178
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,677
−HK$1,522/mo
Today · 4.125%
HK$51,199
baseline
▲ 0.50% · 4.625%
HK$54,315
+HK$3,116/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,398/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,598
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,035
−HK$1,459/mo
Today · 4.125%
HK$56,494
baseline
▲ 0.50% · 4.625%
HK$59,471
+HK$2,977/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,988/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,814
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,612
−HK$1,827/mo
Today · 4.125%
HK$61,439
baseline
▲ 0.50% · 4.625%
HK$65,178
+HK$3,739/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,878/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,317
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,042
−HK$1,750/mo
Today · 4.125%
HK$67,792
baseline
▲ 0.50% · 4.625%
HK$71,366
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,584/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,450
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$69,548
−HK$2,131/mo
Today · 4.125%
HK$71,679
baseline
▲ 0.50% · 4.625%
HK$76,041
+HK$4,362/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,358/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,037
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,049
−HK$2,042/mo
Today · 4.125%
HK$79,091
baseline
▲ 0.50% · 4.625%
HK$83,260
+HK$4,169/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,182/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,721
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$89,418
−HK$2,741/mo
Today · 4.125%
HK$92,159
baseline
▲ 0.50% · 4.625%
HK$97,767
+HK$5,608/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,318/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,476
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$99,064
−HK$2,624/mo
Today · 4.125%
HK$101,688
baseline
▲ 0.50% · 4.625%
HK$107,049
+HK$5,361/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,376/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,846 · Scale 2, in force from 26 Feb 2026)