LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,181
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,680
−HK$1,523/mo
Today · 4.125%
HK$51,203
baseline
▲ 0.50% · 4.625%
HK$54,318
+HK$3,115/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,406/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,601
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,039
−HK$1,458/mo
Today · 4.125%
HK$56,497
baseline
▲ 0.50% · 4.625%
HK$59,475
+HK$2,978/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,994/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,818
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,616
−HK$1,827/mo
Today · 4.125%
HK$61,443
baseline
▲ 0.50% · 4.625%
HK$65,182
+HK$3,739/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,886/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,321
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,046
−HK$1,751/mo
Today · 4.125%
HK$67,797
baseline
▲ 0.50% · 4.625%
HK$71,370
+HK$3,573/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,594/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,454
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,552
−HK$2,132/mo
Today · 4.125%
HK$71,684
baseline
▲ 0.50% · 4.625%
HK$76,046
+HK$4,362/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,368/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,042
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,054
−HK$2,042/mo
Today · 4.125%
HK$79,096
baseline
▲ 0.50% · 4.625%
HK$83,265
+HK$4,169/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,192/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,726
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$89,424
−HK$2,741/mo
Today · 4.125%
HK$92,165
baseline
▲ 0.50% · 4.625%
HK$97,773
+HK$5,608/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,330/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,482
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,070
−HK$2,625/mo
Today · 4.125%
HK$101,695
baseline
▲ 0.50% · 4.625%
HK$107,055
+HK$5,360/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,390/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,976 · Scale 2, in force from 26 Feb 2026)