LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,182
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,680
−HK$1,523/mo
Today · 4.125%
HK$51,203
baseline
▲ 0.50% · 4.625%
HK$54,319
+HK$3,116/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$102,406/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,602
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,039
−HK$1,459/mo
Today · 4.125%
HK$56,498
baseline
▲ 0.50% · 4.625%
HK$59,476
+HK$2,978/mo
Deposit HK$10.56M · loan HK$10.56M · min. income ≈ HK$112,996/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$862,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,818
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,616
−HK$1,828/mo
Today · 4.125%
HK$61,444
baseline
▲ 0.50% · 4.625%
HK$65,182
+HK$3,738/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,888/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,322
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,047
−HK$1,750/mo
Today · 4.125%
HK$67,797
baseline
▲ 0.50% · 4.625%
HK$71,371
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,594/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$862,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,454
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,553
−HK$2,131/mo
Today · 4.125%
HK$71,684
baseline
▲ 0.50% · 4.625%
HK$76,046
+HK$4,362/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,368/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,042
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,055
−HK$2,042/mo
Today · 4.125%
HK$79,097
baseline
▲ 0.50% · 4.625%
HK$83,266
+HK$4,169/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,194/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$862,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,727
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$89,425
−HK$2,741/mo
Today · 4.125%
HK$92,166
baseline
▲ 0.50% · 4.625%
HK$97,774
+HK$5,608/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,332/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,483
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,071
−HK$2,625/mo
Today · 4.125%
HK$101,696
baseline
▲ 0.50% · 4.625%
HK$107,056
+HK$5,360/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,392/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$862,994 · Scale 2, in force from 26 Feb 2026)