LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,183
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,682
−HK$1,522/mo
Today · 4.125%
HK$51,204
baseline
▲ 0.50% · 4.625%
HK$54,320
+HK$3,116/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,408/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,603
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,041
−HK$1,458/mo
Today · 4.125%
HK$56,499
baseline
▲ 0.50% · 4.625%
HK$59,477
+HK$2,978/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$112,998/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,819
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,618
−HK$1,827/mo
Today · 4.125%
HK$61,445
baseline
▲ 0.50% · 4.625%
HK$65,184
+HK$3,739/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,890/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,323
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,049
−HK$1,750/mo
Today · 4.125%
HK$67,799
baseline
▲ 0.50% · 4.625%
HK$71,372
+HK$3,573/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,598/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,456
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,554
−HK$2,132/mo
Today · 4.125%
HK$71,686
baseline
▲ 0.50% · 4.625%
HK$76,048
+HK$4,362/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,372/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,044
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,057
−HK$2,041/mo
Today · 4.125%
HK$79,098
baseline
▲ 0.50% · 4.625%
HK$83,268
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,196/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,729
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$89,427
−HK$2,741/mo
Today · 4.125%
HK$92,168
baseline
▲ 0.50% · 4.625%
HK$97,776
+HK$5,608/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,336/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,485
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,073
−HK$2,625/mo
Today · 4.125%
HK$101,698
baseline
▲ 0.50% · 4.625%
HK$107,059
+HK$5,361/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,396/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,045 · Scale 2, in force from 26 Feb 2026)