LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,185
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,684
−HK$1,523/mo
Today · 4.125%
HK$51,207
baseline
▲ 0.50% · 4.625%
HK$54,322
+HK$3,115/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,414/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,605
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,043
−HK$1,458/mo
Today · 4.125%
HK$56,501
baseline
▲ 0.50% · 4.625%
HK$59,480
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,002/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,822
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,621
−HK$1,827/mo
Today · 4.125%
HK$61,448
baseline
▲ 0.50% · 4.625%
HK$65,187
+HK$3,739/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,896/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,326
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,052
−HK$1,750/mo
Today · 4.125%
HK$67,802
baseline
▲ 0.50% · 4.625%
HK$71,376
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,604/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,459
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,557
−HK$2,132/mo
Today · 4.125%
HK$71,689
baseline
▲ 0.50% · 4.625%
HK$76,051
+HK$4,362/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,378/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,047
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,060
−HK$2,042/mo
Today · 4.125%
HK$79,102
baseline
▲ 0.50% · 4.625%
HK$83,272
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,204/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,733
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$89,431
−HK$2,741/mo
Today · 4.125%
HK$92,172
baseline
▲ 0.50% · 4.625%
HK$97,780
+HK$5,608/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,344/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,490
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,077
−HK$2,626/mo
Today · 4.125%
HK$101,703
baseline
▲ 0.50% · 4.625%
HK$107,064
+HK$5,361/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,406/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,141 · Scale 2, in force from 26 Feb 2026)