LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,186
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,684
−HK$1,523/mo
Today · 4.125%
HK$51,207
baseline
▲ 0.50% · 4.625%
HK$54,323
+HK$3,116/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,414/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,606
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,044
−HK$1,458/mo
Today · 4.125%
HK$56,502
baseline
▲ 0.50% · 4.625%
HK$59,480
+HK$2,978/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,004/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,823
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,621
−HK$1,828/mo
Today · 4.125%
HK$61,449
baseline
▲ 0.50% · 4.625%
HK$65,188
+HK$3,739/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,898/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,327
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,052
−HK$1,751/mo
Today · 4.125%
HK$67,803
baseline
▲ 0.50% · 4.625%
HK$71,377
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,606/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,460
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,558
−HK$2,132/mo
Today · 4.125%
HK$71,690
baseline
▲ 0.50% · 4.625%
HK$76,052
+HK$4,362/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,380/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,048
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,061
−HK$2,042/mo
Today · 4.125%
HK$79,103
baseline
▲ 0.50% · 4.625%
HK$83,273
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,206/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,734
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$89,432
−HK$2,741/mo
Today · 4.125%
HK$92,173
baseline
▲ 0.50% · 4.625%
HK$97,782
+HK$5,609/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,346/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,491
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,079
−HK$2,625/mo
Today · 4.125%
HK$101,704
baseline
▲ 0.50% · 4.625%
HK$107,065
+HK$5,361/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,408/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,165 · Scale 2, in force from 26 Feb 2026)