LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,186
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,685
−HK$1,523/mo
Today · 4.125%
HK$51,208
baseline
▲ 0.50% · 4.625%
HK$54,324
+HK$3,116/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,416/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,607
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,044
−HK$1,459/mo
Today · 4.125%
HK$56,503
baseline
▲ 0.50% · 4.625%
HK$59,481
+HK$2,978/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,006/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,823
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,622
−HK$1,827/mo
Today · 4.125%
HK$61,449
baseline
▲ 0.50% · 4.625%
HK$65,188
+HK$3,739/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,898/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,328
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,053
−HK$1,750/mo
Today · 4.125%
HK$67,803
baseline
▲ 0.50% · 4.625%
HK$71,377
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,606/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,460
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,559
−HK$2,132/mo
Today · 4.125%
HK$71,691
baseline
▲ 0.50% · 4.625%
HK$76,053
+HK$4,362/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,382/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,049
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,062
−HK$2,042/mo
Today · 4.125%
HK$79,104
baseline
▲ 0.50% · 4.625%
HK$83,273
+HK$4,169/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,208/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,735
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$89,433
−HK$2,741/mo
Today · 4.125%
HK$92,174
baseline
▲ 0.50% · 4.625%
HK$97,783
+HK$5,609/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,348/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,492
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,080
−HK$2,625/mo
Today · 4.125%
HK$101,705
baseline
▲ 0.50% · 4.625%
HK$107,066
+HK$5,361/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,410/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,186 · Scale 2, in force from 26 Feb 2026)