LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,189
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,688
−HK$1,522/mo
Today · 4.125%
HK$51,210
baseline
▲ 0.50% · 4.625%
HK$54,326
+HK$3,116/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,420/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,609
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,047
−HK$1,459/mo
Today · 4.125%
HK$56,506
baseline
▲ 0.50% · 4.625%
HK$59,484
+HK$2,978/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,012/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,826
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,625
−HK$1,828/mo
Today · 4.125%
HK$61,453
baseline
▲ 0.50% · 4.625%
HK$65,192
+HK$3,739/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,906/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,331
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,056
−HK$1,751/mo
Today · 4.125%
HK$67,807
baseline
▲ 0.50% · 4.625%
HK$71,381
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,614/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,464
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,563
−HK$2,132/mo
Today · 4.125%
HK$71,695
baseline
▲ 0.50% · 4.625%
HK$76,057
+HK$4,362/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,390/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,053
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,066
−HK$2,042/mo
Today · 4.125%
HK$79,108
baseline
▲ 0.50% · 4.625%
HK$83,278
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,216/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,739
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,438
−HK$2,741/mo
Today · 4.125%
HK$92,179
baseline
▲ 0.50% · 4.625%
HK$97,788
+HK$5,609/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,358/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,497
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,085
−HK$2,625/mo
Today · 4.125%
HK$101,710
baseline
▲ 0.50% · 4.625%
HK$107,071
+HK$5,361/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,420/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,296 · Scale 2, in force from 26 Feb 2026)