LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,189
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,688
−HK$1,523/mo
Today · 4.125%
HK$51,211
baseline
▲ 0.50% · 4.625%
HK$54,327
+HK$3,116/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,422/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,610
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,048
−HK$1,458/mo
Today · 4.125%
HK$56,506
baseline
▲ 0.50% · 4.625%
HK$59,485
+HK$2,979/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,012/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,827
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,626
−HK$1,827/mo
Today · 4.125%
HK$61,453
baseline
▲ 0.50% · 4.625%
HK$65,192
+HK$3,739/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,906/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,332
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,057
−HK$1,750/mo
Today · 4.125%
HK$67,807
baseline
▲ 0.50% · 4.625%
HK$71,382
+HK$3,575/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,614/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,465
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$69,563
−HK$2,132/mo
Today · 4.125%
HK$71,695
baseline
▲ 0.50% · 4.625%
HK$76,058
+HK$4,363/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,390/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,054
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,067
−HK$2,042/mo
Today · 4.125%
HK$79,109
baseline
▲ 0.50% · 4.625%
HK$83,279
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,218/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,740
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,438
−HK$2,742/mo
Today · 4.125%
HK$92,180
baseline
▲ 0.50% · 4.625%
HK$97,789
+HK$5,609/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,360/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,498
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,086
−HK$2,625/mo
Today · 4.125%
HK$101,711
baseline
▲ 0.50% · 4.625%
HK$107,072
+HK$5,361/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,422/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,316 · Scale 2, in force from 26 Feb 2026)