LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,190
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,688
−HK$1,523/mo
Today · 4.125%
HK$51,211
baseline
▲ 0.50% · 4.625%
HK$54,328
+HK$3,117/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$102,422/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,610
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,048
−HK$1,459/mo
Today · 4.125%
HK$56,507
baseline
▲ 0.50% · 4.625%
HK$59,485
+HK$2,978/mo
Deposit HK$10.57M · loan HK$10.57M · min. income ≈ HK$113,014/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$863,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,827
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,626
−HK$1,828/mo
Today · 4.125%
HK$61,454
baseline
▲ 0.50% · 4.625%
HK$65,193
+HK$3,739/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$122,908/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,332
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,058
−HK$1,750/mo
Today · 4.125%
HK$67,808
baseline
▲ 0.50% · 4.625%
HK$71,382
+HK$3,574/mo
Deposit HK$8.45M · loan HK$12.68M · min. income ≈ HK$135,616/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$863,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,465
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,564
−HK$2,132/mo
Today · 4.125%
HK$71,696
baseline
▲ 0.50% · 4.625%
HK$76,059
+HK$4,363/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$143,392/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,054
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$77,067
−HK$2,042/mo
Today · 4.125%
HK$79,109
baseline
▲ 0.50% · 4.625%
HK$83,279
+HK$4,170/mo
Deposit HK$6.34M · loan HK$14.79M · min. income ≈ HK$158,218/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$863,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,741
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,439
−HK$2,742/mo
Today · 4.125%
HK$92,181
baseline
▲ 0.50% · 4.625%
HK$97,790
+HK$5,609/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$184,362/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,499
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,087
−HK$2,625/mo
Today · 4.125%
HK$101,712
baseline
▲ 0.50% · 4.625%
HK$107,074
+HK$5,362/mo
Deposit HK$2.11M · loan HK$19.02M · min. income ≈ HK$203,424/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$863,337 · Scale 2, in force from 26 Feb 2026)